By Tom J Kennedy
If we
understand the “interest” is “usury,” and we do NOT want to deal in usury, then
the only answer for we – the wage earners – is to invest our labour and
usuryfree capital in one or more part-time enterprises that do NOT directly or
indirectly depend on usury-lending.
When we
learn the “truth” about our orthodox, economic system of usury-based, debt
money system, we must accept the premise that “interest is usury.” Our
long-term goal ought to be to withdraw all funds that are currently et aside in
banking institutions to earn usury as a secondary source of income.
In the
short term we must motivate ourselves to search the SDI (Self Directed income)
industry for creative and innovative part-time business opportunities that do
not require the investor to invest large amounts of borrowed funds requiring
monthly usury payments.
In the
ongoing search for opportunities to invest “maximum labour and minimum
capital,” the SDI industry has surfaced as the best way to invest without any
need for borrowed funds. It is now possible for we – the wage earners - to
establish a part-time enterprise that markets one or more quality products
and/or services manufactured by ourselves and/or by reliable companies in the
SDI industry.
It is
worthy of note that many of the prosperous SDI companies are “debt-free” and
thereby they escape the tentacles of the usury-lenders who hold most of the
traditional manufacturing and retail store enterprises hostage in the
usury-lending game.
In Luke 19:
12-27 Jesus taught a lesson on values that many of us never bothered to learn.
Jesus invited us to pursue profit and gain, but only by engaging in ethical
practices. The parable of the unfaithful servant is misrepresented by those who
favour usury-lending so that they may further promote this dishonest practice.
In the parable of the unfaithful servant, the condemnation by Jesus was not for
failure to take usury, but for failure to invest. The underlying assumption is
that there are ethical and honest investment options available.
This
parable contains the key to understanding the Divine will for us concerning all
valuables, including money, labour, abilities, talents and even life itself.
Profit only becomes objectionable and evil when
it is of an illegitimate or immoral nature.
Since
“interest is usury” and “usury is immoral,” it stands to reason that we must
find ways to profit without being involved in the conventional usury-lending,
banking system, that is designed to keep borrowers (debtors) in financial
bondage to the lenders (creditors) and bestows few blessings financial or
otherwise on anyone except those who exact usury as lenders.
As more and
more people learn the “truth” about usury-lending, they are better prepared to
make informed choices about investing in part-time enterprises that have the
potential to earn honest, secondary incomes rather than accepting to passively
participate in the usury-lending game as lenders or perceived lenders.
Profit from
a part-time enterprise – which is debt-free – in the SDI industry or otherwise
is an honest investment for there is equal risk of loss or gain for each
entrepreneur involved. Reaping profit from an honest part-time enterprise is
not usurious. In fact, usuryfree capital is technically the same as lablour, in
that funds merely represent acquired labour-value and/or profit.
It is
important to understand clearly that whether we choose an honest investment of
usuryfree funds, an honest investment of labour or a combination thereof the
risk of real loss or gain is shared by each individual who chooses to invest in
any selected part-time enterprises.
In the
common usury-lending transactions, the risk of real loss and/or gain is NOT
shared by all who invest. Loans and mortgages are routinely secured with
collateral relieving the lender of the risk of any loss. In the usury-lending
transaction, both the lender and the borrower claim to take a risk, however,
the borrower is the only party risking possible loss. To exact any usury and
reap the profit without sharing the risk is definitely usurious in nature.
In summary,
profit from honest investment of usuryfree funds or labour is acceptable and
necessary in a free enterprise, economic system, but profit from usury-lending
is greedy, unacceptable and self-destructive. Lending is explained in Biblical
terms as a duty to help the needy. It is NOT for helping the lender. (Ex
22:21-26) (Lev 25:35-37) (Deut 15:7-11) (Prov 19:17).
As passive
investors armed with “truth” we now have a choice. We can carry on earning
usury on funds set aside in the banking institutions with full knowledge that
we are party to the usury-lenders and their ilk who hold the borrowers in
bondage while exploiting them and milking the very sustenance out of our
cherished free enterprise system.
The other
choice is to become active investors and invest our usuryfree capital from our
primary source of income and our labour (formerly non-productive time) in an
honest, debt-free, part-time enterprise that markets quality products and/or
services. By so doing, we can be consistent in precluding usury, while actively
rebuilding our nation’s economic system.
Our
individual and collective action as entrepreneurs in the SDI industry can
provide the leadership and renewed trust needed to set up an alternative
financial and exchange networks that will eventually short-circuit the banking
institutions and gradually improve our local and global standard of living.
To examine
some worthwhile and honest SDI opportunities, study the compensation plans and
be assured that the products and/or services offered are of the highest
quality. Then select an enroller or sponsor whom you fully trust to adequately
mentor you.
Spend some
time at the SDI Eye Opener and the UsuryFree Eye Opener and enrol (join) the UsuryFree SDI University to
become fully educated about this unique sales and marketing industry.
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