Monday, November 29, 2010

Notes from a debtor - who doubles as an SDI entrepreneur

The key part of the equation that debtors don’t yet understand is how we are all slaves to an economic system that is designed to keep 90% of the debtors in bondage for their entire life - generation after generation. Debtors don’t have any money available to help others because the ‘system’ is stealing it from them. And it’s stealing it from everybody – it’s just that most people haven’t realized it yet.

Those who are ready and willing to be re-educated are a top priority to me all of the time. I keep encouraging youth to take a step ahead of the crowd and reach out and become informed beyond the walls of formal education and then strive to become an innovative leader in the SDI industry where the future is getting brighter all of the time.

I can only invite others to take the action that must be taken if debtors are ever to break out of ‘debt bondage.’ I have learned that I can only invite anyone to do something and then I must respect whatever choice any individual makes.

Right now, Great Life International, Optimum Earth and Asea are three SDI opportunities that are working for those who are choosing to make a difference in this world. I have connected myself with a brilliant SDI team in cyberspace and anyone who chooses to participate could have the benefit of their expertise and learn how to achieve goals and reap financial rewards that are not available to salaried employees working for an employer.

It is possible to earn good money with any one or (or all) of these three SDI opportunities - Great Life International, Optimal Earth and Asea - at this time. I have a plan to build an SDI network in tandem with the Third Market Network. Though I’m saddened when any new prospect declines to be active as an enthusiastic SDI entrepreneur on my front line, but I respect everyone's choice.

I regularly send out emails inviting my ‘cyberspace associates’ who double as ‘usuryfree creatives’ to join on my front line and become leaders with me. I know that some will respond and others will decline. Of course, anyone who declines now will always be welcome to join with our team at any time in the future.

Salaried employees keep complaining about the ‘job’ but most employees are not yet willing to really move out and take charge of their life and earn the kind of income that they are capable of. Obviously, they do not yet fully understand the magnitude of my plans and ideas and how they are directly related to debtors everywhere.

I have dedicated the last 30 years of my life to doing my part to usher in a new age of ‘usuryfree’ living which will guarantee debtors a lifestyle of prosperity, abundance and peace and plenty – a lifestyle that debtors will never achieve if we-the-people do not change the ‘system’ that is (and has been) keeping us in financial bondage for generation after generation.

Over the years, I have sacrificed all of the material trappings and instead I have spent my time and money researching to find the ‘truth.’ And I have found the ‘truth’ and the ‘lies, deceit and deception’ that is being broadcast to us by the mainstream media is being exposed more and more all the time. Now my time is here! I have been working in the trenches since the early 1980’s and finally I now have a good feeling about where we are going with the Third Market Network as a vehicle, which will release multiple millions from the jaws of usury.

I do not regard typed and emailed comments as an attack and I do welcome any reasonable confrontation because it permits me to respond by likewise typing. You see, when I was growing up I never had any practice in expressing myself as it was uncommon for anyone to have an original idea. We were brainwashed into rural Ontario Catholicism and we were never permitted to ask questions - just have faith and believe. Neither is this a negative criticism of my parents who loved me dearly. They were conditioned to view the world with what they had learned from their parents etc.

I often talk about ‘my stuff’ and the potential that I see rather than everyday things because the everyday things are so mundane and the everyday things keep us locked into a closed kind of thinking that suits the PTB’s (Powers That Be).

I don’t question others’ decisions and I have always made an effort to avoid such judgment. It is my intention to permit each individual to grow and live life’s journey as s/he chooses. I am usually proud of the choices of people within my circles of influence.

I do have misgivings about the youth in general - blindly walking into the ‘system’ like a flock of sheep going to slaughter now that I have learned so much about the ‘lies, deceit and deception’ that are an integral part of the ‘system.’ I have acquired so much knowledge to share BUT in my heart I know that many people are not likely to be interested. As debtors they are trapped in the ‘system’ and probably married with children while being saddled with more and more ‘debt’ that keeps growing with the exacting of usury on a monthly basis. One day they will awaken and ask questions and question the answers - then they will be ready to commit to becoming usuryfree,

That’s what happened with the mother of my children and myself. We got married and expected marital bliss and with the responsibility of the children the debts grow and like most families we got systematically trapped. I dared to be different and learned how and why the masses are being brainwashed into being subservient financial slaves to the PTB’s.

The fears of the mother of my children kept her submissive to the ‘system’ and she called me crazy and put me down because I challenged the banking system and many other segments of the ‘system.’ My actions of challenging the ‘system’ created great fear in the mother of my children because when you challenge the ‘system’ you threaten the security of the woman (my wife and the mother of my children.) My separation and divorce was inevitable.

That happening only made my resolve stronger to keep doing the research and to expose the faults of the ‘system’ so that it could be fixed before my children had to live similar horrible experiences. So you see, the rabbit hole does go deep and I love researching and sharing knowledge and that’s why I do what I do.

My parents rarely let me make my own decisions as a youth. My mother and father decided that I should go to Ottawa Teacher’s College and I really had no choice in it. I decided that I would never pressure any of my own children about school or career though I will invite them and their youthful peers to be ‘out-of-the-box’ thinkers and be open to looking at and exploring ideas that are not necessarily advocated by the mainstream.

It is good to support the decisions of others to the best that I am capable of though I do not have a lot of faith in the ‘system’ that our formal education leads the youth into because I have found out how that ‘system’ is designed to steal property from those who are not awakened to the real hidden agenda of that ‘system.’

Why would I be excited and encourage anyone to walk into the same ‘system’ that I walked into 42 years ago? Here I am at 62 years of age and broke because I believed in the ‘system’ that my mother and father told me to believe in. The ‘system’ trapped me and then financially destroyed me.

It does hurt sometimes that those who are closest to me (family) are the ones who put me down and laugh at me and my ideas for making this world a better place. However, I have learned to have a thick skin and to keep pursuing my self-imposed dreams and missions regardless of what others say and think. Thankfully, I am getting more and more support for my ideas from other awakening individuals (former strangers who are now my best friends) who meet me in real life situations and/or who contact me through the cyberspace.

Exposing lies, deceit and deception and revealing truth inspires me, what inspires you? Looking forward to networking with others to create a brighter future where we will experience the reality of usuryfree living and therefore live from our hearts.

Readers are invited to read more postings here at The SDI Eye Opener. When you are ready to become and SDI entrepreneur email a message to: with "I choose to become an SDI entrepreneur" in the Subject line.

Thursday, October 7, 2010

SDI Entrepreneurs and Politics In This 21st Century

By Tom J. Kennedy

There is a cocky self-confidence being expressed by more and more SDI (Self Directed Income) entrepreneurs otherwise known as multi-level marketers and/or network marketers. The nostalgic days of wage-slaving servitude may be over in the not-too-distant future.

These part-time and/or full time SDI entrepreneurs of the exponentially expanding SDI movement are blaring a constant warning to politicians at all levels of government. The message is expose the design flaw of 'usury' and promote the option of 'usuryfree' time currency, foster free enterprise, preserve freedom, and reduce government size and spending - or there'll be a 'rallying' together to turf out the political actors on stage at the various levels of government and replace them with a unique breed of politicians who have acquired entrepreneurial experience in the real world where producers who double as prosumers are rewarded.

Certainly some independent SDI entrepreneurs - whose prime source of product was the Amway Corporation, one of the respected pioneers of the SDI industry - gently flexed their collective muscle within the political arena of the Progressive Conservative Party during the campaign for leadership in the Spring of 1983 and the mainstream media barely considered their actions as newsworthy. Peter Pocklington's run at the PC leadership was definitely ushered along by the 'free enterprise factor of the SDI industry.' Much has happened during the past 27 years to raise the awareness of we-the-people and thereby motivate us to action.

Continuing government meddling within the SDI industry coupled with the erosion of our freedoms and ongoing resistance from the conventional, corporate, capitalist connection of Usury Elites is blowing a prevailing sentiment among the ever-expanding SDI industry. If there is going to be political clout by the SDI entrepreneurs in future federal, provincial and/or municipal elections then this fragmented industry must become unified very quickly for the days of reckoning are fast approaching. It's time to join our online, loyal database NOW and immediately change the way we spend our money and our time.

It has been said that farmers sweat, wage slaves perspire and SDI entrepreneurs shine. If this is true then North America's recent productivity and progress is partially indebted to the shining success of those SDI entrepreneurs whose numbers are now approaching three million in Canada and multiple millions worldwide. The concept of being self-employed and creating and maintaining a Portfolio of Self Directed Income(s) is gaining acceptance and popularity because employers can no longer blithely assure their formerly loyal and productive employees of future economic security. Neither can SDI 'home offices' limit SDI entrepreneurs to earning income from one source as they did during the 20th Century. Nor can financial planners promise gain from mutual funds after having advised their clients to lose trillions during the early years of this 21st Century.

It is impossible for crafty, self-serving politicians to hoodwink these enterprising SDI entrepreneurs for they have armed themselves with 'truth' and 'in depth' knowledge about 'economics, human nature and personal growth.' Apathy may have dominated the political arena during the 20th Century BUT in the 21st Century political involvement by SDI entrepreneurs will make a critical difference and votes will be delivered to politicians who 'listen and hear' and then 'take action' with their newly acquired knowledge based on 'truth' instead of 'lies, deceit and deception' and learned beyond the walls of formal education.

SDI entrepreneurs are not involved in their respective part-time and/or full time enterprises just for extra income, although that is one of the rewards for wisely investing a little money and a lot of time. They are collectively working to achieve goals 'greater then life.' It is probably in their favour that the SDI industry has been dismissed as 'not newsworthy' by the mainstream media and conventional, corporate Canada (and America) during its initial growth stages from the 1950's until 2000. In this 21st Century, the SDI industry is now positioned to enhance its growth and image by networking in real life and on the internet, thereby being independent of the mainstream media.

As the SDI industry continues to expand exponentially around this diminishing global village, more and more voters from the squeezed middle class are recognizing that this explosive industry is acquiring sufficient numbers to create the critical mass needed to wield significant political clout. It follows that the optimal way for informed SDI entrepreneurs to ensure a sympathetic ear hears their cry for liberty and freedom is to start 're-educating' themselves and politicizing (a) individually within their respective SDI networks and (b) collectively as one unified voice.

There will be ample occasions in future federal, provincial and municipal elections to select and support political candidates in the respective local ridings who display an 'in depth' understanding of the SDI industry and the 'greater than life' goals of the participants. Currently, SDI entrepreneurs are seeking to optimally ‘network’ their message by creating an affinity with one or more of the so-called ‘fringe’ political parties - whether it be in provincial or federal politics.

New recruits and seasoned SDI entrepreneurs need to be presented with updated knowledge and 'truth' that will give them a clear understanding of how human nature relates to economics, politics and power. Armed with the 'truth' about politics, economics, health, spirituality, energy and some learned marketing skills and personal growth skills as well as a bit of enthusiasm they can multiply and duplicate their efforts effectively and rapidly given the ease of modern telecommunications now available within the infrastructure of the SDI industry. In the 21st Century countless millions of 're-educated' voters will vote for the right political choices - which are unlikely to be dissimilar.

Sponsoring leaders and 'home office' suppliers within the SDI industry must encourage their respective networks to become astute and politically aware. Every SDI entrepreneur must be armed with the knowledge to defend those values which are cherished and must be preserved such as personal freedom, economic freedom, and freedom of speech and association. If the action of endorsing these freedoms limits the political choices open to SDI entrepreneurs then - so be it. We must protect our cherished freedoms or lose what permits us to grow and evolve.

Seminars on 'truths' about politics, economics, energy, health, freedoms, and free enterprise must be jointly sponsored by various SDI networks and politically astute leaders from participating political parties. The haunting criticism of 'exploitation of a captive audience' will be discounted when the sponsoring leadership of the respective SDI networks agree to forgo greed and arrange such seminars at a minimum fee just to recover costs and and further expand the message. In fact, it is recommended that admission to such seminars be arranged so that participants pay a portion of federal cash and a portion of 'usuryfree' time currency for each ticket. It should also be noted that the greatest 'exploitation' of a captive audience' occurs with the multiple millions of the masses who passively rely on the mainstream media and docilely accept their ill-informed, questionable persuasion and bias as the one true gospel.

If 'selling a service or product' and/or 'showing a plan' dignifies the 'sponsored followers' then 'learning new information' to better understand economics, politics and their (the Usury Elites) New World Order from the 'sponsored followers' will not humiliate any sponsoring leadership who may not 'know that they do not know.' Immediate profits from rallies, meetings, seminars, workshops, books and cassettes (audio and video) will have to be sacrificed by all sponsoring leaders while all SDI entrepreneurs concentrate on 're-educating' their respective networks on the absolute necessity of participating fully in the political process in elections at all levels of government beginning now and continuing into the 21st Century.

Without a doubt, SDI entrepreneurs in Canada and elsewhere have an opportunity and a responsibility to 'teach' to their ever expanding networks any 'truth' that they learn. It is within the grasp of the SDI associates to create the critical mass needed to redeem all personal freedoms and free enterprise by modelling personal, self-imposed 're-education' and voluntary involvement in the political process. The alternative is to remain ill-informed and apathetic and to be sold out to a future New World Order where our children will be totally enslaved by the Usury Elites' Group of Companies and their current political cronies.

To attempt to shelter oneself and one's SDI network of new recruits from the blossoming SDI industry is to deny the acceptance of the SDI Portfolio concept and pass up not only opportunities to increase one's Self Directed Incomes but also to pass up unparalleled opportunity to lobby for our freedoms and free enterprise by collectively exercising our 'political clout.' The time is right for SDI entrepreneurs everywhere to individually and collectively bombard all aspiring and elected politicians with questions about economics, health, energy, freedoms etc. and to follow up by questioning their answers. Those who answer 'Yes' to the key question: "Will you expose the design flaw of 'usury' and promote the 'usuryfree' time currency option?" deserve your support.

Do NOT leave the decision to commence your 're-education' process and take action to inform your sponsoring leadership, instead plan an event and invite them to attend. Your leadership is needed to lead them in the mission to exercise our SDI political clout. Remember. if you lose your cherished freedoms, you lose what your forefathers longed for, what your children deserve and what makes you grow.

You are invited to explore ideas of how we can build a loyal database of small to medium-sized and home-based businesses.I daresay that we can immediately change the way we spend our money and this database will grow to serve us locally, nationally and internationally. Anyone having questions please call: 1.613.824.1793 or email

Sunday, October 3, 2010

Out-of-the-Box Re-Education

Out-of-the-Box Re-Education - An Idea Whose Time Is Now

John David Mann is author of an article titled “The Promise of Universal Education” which is the lead story in the September & October 2010 issue of the popular SDI (Self Directed Income) magazine called Networking Times. I agree with John David Mann, we do need universal education but more importantly we need “Out-of-the-Box” re-education and we need it NOW!

This particular article is a summary of a conversation with Anya Kamenetz, author of a new book titled “DIYU (Do It Yourself University) with a subtitle “Edupunks, Edupreneurs and the Coming Transformation of Higher Education,” with some added suggestions for “Out-of-the-Box” re-education.

Anya Kamenetz previously authored a book titled “Generation Debt” in 2006, wherein she discusses student loans, credit card debt, the ever-changing job market and the seemingly fiscal irresponsibility being displayed by the current generation of XY youth was are the most recent university graduates.

It is Anya’s prediction that the economic prospects for current university graduates in 2010 and beyond are very dismal indeed. She even suggests that this will be the first generation of youth to be worse off financially then their parents.

I concur that Anya may be correct in this assumption unless we-the-people become the facilitators for change. Perhaps the last, best hope for the current graduates (and students) is to explore the SDI (Self Directed Income) industry and build a portfolio of entrepreneurial earnings on a part-time basis as financial insurance in case of future layoff by corporation or institution employers.

Anya talks about earning her university degree from Yale on 2002 and her experiences as a writer with The Village Voice. It was during 2004 and 2005 that she did the research for the book “Generation Debt.”

While writing the book “Generaion Debt,” Anya was focused on what’s wrong with higher education and she even came up with some solution-oriented ideas on how it can be fixed, but to my knowledge, she did not directly address the design flaw of usury and its role in crippling the graduates financially.

Anya states: “Our system has never really been adapted to meet the promise we made as a society, which is that a higher education will be available to all who qualify.”

Anya points out that four years of undergraduate schooling no longer guarantees the youth of a good job. In short, the graduates are no longer securing the corporate or institution job that the graduates of the 20th Century secured upon completing their university education.

Anya identifies technology as the key element that is transforming the way information is exchanged and collaborated in this 21st Century. She suggests that we need a new approach to education and that new structures must be designed and implemented to optimally use the available technology tools. I suggest that we need a new curriculum dedicated to truth, integrity, honesty and justice.

Anya uses a couple of new labels (edupunk and edupreneur) for people who are playing key roles in the field of DIYU. Although Anya did not coin these words, she makes reference to them. In Josh Cole’s review of the book DIYU he writes:

“The striking term "edupunk" was coined in a 2008 blog post by Jim Groom, an instructional technology specialist at the University of Mary Washington. In it, he railed against corporations who were co-opting the work of people (like himself) fusing "Web 2.0" technology (that is, information technology based upon user-centered design, file-sharing, the collaborative creation of content, and so on -- as seen in Wikipedia and Facebook, for instance) and education in new ways, and selling those ideas and technologies back to schools and universities in substandard form, and at exorbitant prices. Groom called upon his readers to go "edupunk," and reclaim this technology for grassroots, liberatory ends. Edupunk as a buzz-word quickly went viral after being picked up by The Chronicle of Higher Education in the U.S. and The Guardian in the U.K. The term "edupreneur" -- that is, someone who wishes to make money through education -- is, by comparison, self-explanatory.”

Click here to read the complete book review by Josh Cole.

According to Anya, an edupunk embraces the concept of DIYU and fosters open-source, open platform technologies intent on sharing knowledge and information beyond the historical walls of formal education while edupreneurs are pushing the envelope to earn money in the education industry through their entrepreneurial skills.

Anya suggests that edupunks and edupreneurs will continue working to fulfill the possibility that every child will experience the right to access future learning opportunties through open-source university.

Anya envisions higher learning to become more diverse and decentralized as we progresss into this 21st Century with a blend of various forms of worthwhile educational experiences.

With the concept of open-mindedness applied, Anya sees more people experiencing true freedom, doing more potential good and thriving in the world whether or not they have a couple of letters after their name.

Anya suggests that universities are run by a “self-interested cabal of elites.” I daresay that these elites are influenced by the global banking cartel who not only design the curriculum but also constantly seek a new generation of graduates from the middle class and the upper class, who will be subservient, earn their degrees and take their orders in their careers without asking too many questions. I can agree with Anya that the poverty-stricken and minorities are commonly neglected by our formal system of higher education.

I further maintain that our formal system of elementary, high school and college or university education is dedicated to doing a dis-service to our youth. The message “A Dad Talks (Types) To His Graduating Daughter” explains why modern education is not functioning for the benefit of our youth.

I now draw your attention to a couple of innovative, online re-educational resources that will be especially beneficial to those youth who are budding entrepreneurs - or should I say edupunks or edupreneurs?

The UsuryFree SDI University offers various free lessons and related resources and welcomes input from potential students who are ready and willing to follow a self-imposed course of study on topics commonly neglected by our formal institutions of higher learning.

The UsuryFree SDI University seeks to offer information and resources to those who are ready and willing to become students and teachers simultaneously - since we all learn from each other. The economic arm of the UsuryFree SDI university is the blog The UsuryFree Eye Opener where there is an abundant of information about the problems associated with our orthodox, economic system of usury-based, debt money.

The SDI university does not charge any tution fees at this time as it is currently being established. More information is posted at the blog The SDI Eye Opener where there is an informative article titled “Introducing UsuryFree SDI University."

The Networking University (NU) also offers online educational instruction especially targeted at people who are committed networkers within the SDI industry - otherwise known as network marketing or multi-level marketing. Tuition can be paid on a monthly or annual basis. Here are a couple of paragraphs from Networking University website:

The Mission of Networking University is to educate networking professionals who aspire to personal freedom by serving others, with greater skill, integrity and responsibility.

Networking companies generally provide excellent training on their products and services. Most, however, provide little or no training in three other areas critical to your success: personal development, professional development and business development. In order to best serve the networking profession, NU has chosen these three areas in which to focus its programs. (a) The Personal Development Department (b) The Professional Development Department and (c) The Business Development Department.

As core competencies are identified in each department, you will have an opportunity to demonstrate competencies that will lead to Professional Certification by the University. Our intention is that this certification goes hand-in-hand with your proven success, showing others in your organization and throughout our profession the value of ongoing learning.

We believe that the best learning comes from doing. To the maximum extent possible we will offer courses that include demonstration, experiential activities, practice, and feedback. Course material will be presented in a number of formats. There will be the familiar workshops, teleconferences, and web conferences. Another technology we are excited about is web-based delivery that will give you access to instruction at your own place, time, and pace (just like your business!

More information at their website:

Tuesday, September 14, 2010

The Wellness Revolution - Hall of Fame

(The Wellness Revolution is now an integral component of the SDI industry as we progress into this 21st Century.)

While working in China as a salesperson for Colgate between 1915 and 1927, Carl F. Rehnborg observed that urban dwellers showed terrible signs of malnutrition, but that this malnutrition was not as widespread among the poorer citizens in rural areas. He began to study the relationship between health and nutrition and realized that there were many plant-based substances critical to the human diet. He thought about making a plant-based supplement for the human diet and, on returning to the United States in 1927, set up a laboratory on California's Balboa Island to study which such supplements were needed.

The more Rehnborg studied, the more he could see that the average person needed a single simple solution to the complex problem of dietary supplementation.

After years of research Rehnborg came up with the then-revolutionary idea of combining every needed mineral and vitamin into a single product. He called his company California Vitamins and produced one of the world's first multivitamin/multimineral food supplements in 1934. The name of the product and the company was changed to Nutrilite in 1939.

Back then, the concept of a single food supplement containing many different vitamins and minerals required a great amount of customer education—especially to a public just learning that vitamins existed. Moreover, since Nutrilite's new multivitamin/multimineral product was a hybrid between a food and a medicine, it wasn't carried by either traditional supermarkets or pharmacies.

In order to distribute his product, his wife suggested that Rehnborg set up his own sales force of people—people who were already zealous consumers of Nutrilite themselves. This strategy created a constant need for Nutrilite to recruit and train new salespeople as the company expanded.

In 1945, Rehnborg and his two main distributors came up with another idea that not only revolutionized the marketing of his nutritional supplements but also created a whole new multibillion dollar distribution industry.6

Rehnborg's second revolutionary idea was a marketing plan that would allow salespeople both to sell the Nutrilite product and to recruit and train new salespeople—earning one line of income from their product sales and another line of income from the sales of the people they recruited and trained.

Each individual salesperson, now called a distributor, would be treated equally by the company based solely on their sales and the sales of the people they recruited. When the sales of an individual salesperson reached a certain level, they could break away from the person who recruited them and become direct distributors for the company themselves.

In 1949, two young entrepreneurs from Grand Rapids, Michigan, Jay Van Andel and Rich DeVos, purchased a Nutrilite sales kit and quickly rose to the highest sales levels in the company. Ten years later, while keeping their existing Nutrilite sales business, Jay and Rich started a new company to sell household products based on a similar marketing plan. They called their new company Amway, for "American Way." In 1973, Carl F. Rehnborg passed away at age 86, and Amway purchased Nutrilite Products, Inc. Today, Nutrilite is still maintained as a separate corporate entity and, with several billion dollars in annual sales, is one of the largest vitamin/mineral/supplement manufacturers in the world.

Rehnborg successfully used technology to solve a problem with our food supply (lack of vitamins and minerals) that had been created by another technology (food processing). There are thousands of entrepreneurial opportunities today to solve similar problems created by our processed and fast-food industries.

This article is originally published at this website:

Saturday, September 11, 2010

TheU and TheU Partners

The training and marketing arm of the UsuryFree Network is called ‘TheU’ (denoting the first letter in the words ‘Usury’ and ‘Usuryfree’ and in reference to ‘You’ re-educating yourself about the evil and immoral aspects of usury and becoming an active usuryfree creative and motivating others to do the same.

TheU offers private consultations as well as workshops/seminars designed to (a) raise awareness about how the design flaw of usury creates poverty, scarcity and lack, and (b) how the usuryfree community currency movement when twinned with the SDI (Self Directed Income) industry offers a unique opportunity to cultivate the pathway to financial independence and attain the ultimate experience of usuryfree living.

TheU is focused on re-educating people to become usuryfree creatives and then succeed as SDI entrepreneurs while overcoming the challenges posed by our orthodox, economic system of usury-based debt money.

Besides offering workshops/seminars and private consultations, TheU also co-sponsors events for UsuryFree Week, scheduled from November 13th to 19th, each year. During UsuryFree Week, active and noteworthy personalities within the SDI industry and/or the usuryfree community currency movement will be invited to join TheU Partners – the top 13 leaders who are dedicated to twinning the optimal concepts from the SDI industry and the usuryfree community currency movement.

Only the highest-ranked leaders in the SDI industry and the usuryfree community currency movement will be nominated and invited to join as TheU Partners.

It is the intention of usuryfree creatives and SDI entrepreneurs who are coming together as UPartners to become the ultimate team of people dedicated to experiencing the reality of usuryfree living while creating a Portfolio developed from multiple sources of earnings within the SDI industry.

Indeed, it is time for SDI entrepreneurs and usuryfree creatives to join together and network locally and globally to strengthen our potential for the mutual benefit of all who choose to participate.

“I see usuryfree creatives doubling as successful SDI entrepreneurs who are dedicated to advancing the mission of forever abolishing usury and enjoying the ultimate experience of usuryfree living.” – Tom J. Kennedy

For more information contact: TheU and TheU Partners, The UsuryFree Network, P. O. Box 9333, Ottawa, Ontario, Canada K1G 3V1 Tel: 1.888.NOUSURY

Sunday, May 30, 2010

The Word-of-Mouth Phenomenon Is Working

SDI (Self Directed Income) entrepreneurs have identified the word-of-mouth phenomenon as the optimal strategy to share information about their selected products and/or services as well as any accompanying business opportunities.

The Direct Selling Association reports that approximately 15 million Americans are enrolled as SDI entrepreneurs. Since Canada’s population is about one tenth of the population of the United States of America, we can assume that there are a minimum of 1.5 million Canadians who are enrolled as SDI entrepreneurs.

That’s a total of 16.5 million SDI entrepreneurs in North America who are networking and sharing information about their favourite products with families, friends, neighbours and working colleagues etc. In turn, a high percentage of these SDI entrepreneurs pass along the information to others and this is the essence of word-of-mouth marketing within the SDI industry.

Andy Sernovitz writes in his book, “Word of Mouth Marketing” - “When people trust you, thry are willing to put their words on the line for you. Please them, inspire them, and they’ll bring their friends to you. Word-of-mouth marketing works for any-size business. You don’t need to have a hot website, to be in a sexy industry, or to have a cool, new technology. You can make it work for a single store with no advertising budget. You just have to give people something to talk about.”

The social networks like Facebook, My Space, Ning, Linkedin, Twitter etc. are advancing word-of-mouth marketing to ever-evolving levels. According to Andy Sernovitz, about 20 percent of word-of-mouth marketing now happens online. The remaining 80 percent of word-of-mouth marketing is comprised of face-to-face conversations.

It is noteworthy that a survey by emarketer reveals that approximately 53 percent of online traffic is initiated by family members and/or friends who make recommendations.

Indeed, the combination of face-to-face and online communication cause the word-of-mouth phenomenon to create annual sales of more than $30. billion. This is proof that the word-of-mouth phenomenon does impact the bottom line of millions of SDI entrepreneurs who are dedicated to spreading the good news about their selected lines of products and/or services as well as accompanying business opportunities.

Permit me to share the good news about the products/services and related business opportunities that I have selected for my SDI Portfolio. For additional information, readers are invited to click on the links that are provided in this article: “An SDI Backgrounder and Unique and Timely SDI Opportunities”

At your request, I will answer any questions and offer any resources and sample products (when available) for your consumption. Please send any emails to: with “SDI” in the subject line.

NOTE: There are additional and relevant articles posted at the blog - The SDI Eye Opener:

Wednesday, April 7, 2010

Sharing Wanded Wisdom

By Tom J. Kennedy

Enter the Age of Self-Care

As we progress into this 21st Century, we are experiencing the birthing of health and wellness resolutions of self-care. Grace Mirabella, former editor-in-chief of Vogue Magazine is credited with this timely quote:

“The name of the game is taking care of yourself, because you’re going to live long enough to wish you had.”

Indeed, more and more people are awakening and making a commitment to start a self-imposed journey up the healing path. As our knowledge about quantum physics expands, enter a natural energy generating tool or device referred to as the zero point energy wand.

The recent surfacing of this unique, self-care, health and wellness tool in the SDI (Self Directed Income) industry is creating a chaordic response. Though the generic name of this tool is the ‘zero point energy wand,’ different companies are applying specific brand names to identify their particular product.

The zero point energy wand certainly appears to be an object that is a mix of chaos and order of electrons, protons and neutrons, with neither chaotic nor ordered behaviour dominating as is common in various living organisms and evolutionary processes.

Sales and Marketing of the Zero Point Energy Wand

Likewise, there is a mix of chaos and order of the various sales and marketing concepts being implemented to market the ‘zero point energy wand’ to potential consumers of health and wellness. One network marketing company is leading the way with conference calls and group meetings with a focus on marketing a zero point energy wand along with other products. The accompanying but sophisticated, multi-level, business opportunity includes a binary marketing plan with team commissions, matching bonuses and leadership incentives. The purchase of a sales and marketing kit is also required and there is minimum financial compensation for retail efforts with only 5% to 10% commissions paid on the total value of retail purchases.

Other SDI entrepreneurs are choosing to market a zero point energy wand through simple marketing strategies whereby there is a no requirment to purchase a sales and marketing kit. Wholesale prices are structured for bulk orders and a retail prices are structured for regular consumer purchases. This option is appealing, especially for those increasing numbers of SDI entrepreneurs who are willing to negotiate trades/exchanges by accpeting a portion of any usuryfree community currency as a complement with federal cash.

Certainly, the SDI (Self Directed Income) industry is the marketing model of choice for the ‘zero point energy wand.’ The retail pricing of the ‘zero point energy wand’ varies from less than $200. to as high as $5000. Likewise, the availability of the ‘zero point energy wand’ is rather chaordic, ranging from ‘immediate delivery’ to ‘stocked and ready’ to ‘four to six weeks wait’ to ‘sold out.’

The Zero Point Energy Wand

The zero point energy wand is one of the most recent examples of impressive, fusion technology as it relates to achieving and maintaining optimal health and wellness. The zero point energy wand is being promoted as a unique resonance tool that can be used to remind the human body of its perfected, healing power.

It is commonly agreed that the human body is blessed with natural healing abilities that are exercised when our immune systems are optimally healthy. Since we are constantly exposed to multiple toxins (air, soil, food, water, environment etc.) few people are experiencing strong and healthy immune systems.

It matters not what brand name is applied to the zero point energy wand. The zero point energy wand utilizes proprietary technology, not necessarily patented, but always carefully guarded by the respective manufacturing company.

Whatever the proprietary technology, it commonly involves a specific combination of a selected number of natural minerals that are fused and structurally bonded into each zero point energy wand by using high heat fusion technology. Like most other products on the market, each manufacturing company claims that its particular zero point energy wand is the best product offered at the most competitive retail price. And, it is possible that some scrupulous company may offer a bogus wand that is not created with high heat fusion technology.

There appears to be much similarity regarding the combination, size and shape of the natural minerals that are fused to transform each zero point energy wand into a super-conductive, health and wellness device.

Observations about the Zero Point Energy Wand

My observation is that this unique, fusion technology creates a natural resonance that it long-lasting and which can be transferred to the human body, as well as to animals, plants, foods, drinks and the local environment.

In summary, the zero point energy wand reminds the human body of its disease-free state that resonates with harmony, balance and alignment. It is important to state that the zero point energy wand is an innovative, technological device that awakens the human body to recognize its innate, self-healing and self-care capacity.

Further research on such terms as: zero point energy, quantum physics, nano energy, scalar products etc. will be beneficial for anyone who intends to better understand how the zero point energy wand harnesses the power of advanced crystallization, ionization and bio-energetics.

It is commonly agreed, that a unique combination of the carefully selected crystals and minerals are fused in each wand to create the specific ionization effect. Likewise, it is commonly agreed that the zero point energy wand helps to restore the human body to a point of homeostasis, thereby neutralizing free radicals while increasing energy, vibrancy and frequency at the cellular level.


Please forward details of testimonials (a) from yourself and (b) from other people who purchase and use the zero point energy wand.

Whether you are forwarding a testimonial or if you are simply motivated to learn more about the zero point energy wand and its power and potential, please send an email to: with ‘Zero Point Energy Wand’ in the Subject line.

I also recommend Patrick J. Kelly’s free eBook titled “Practical Guide to Free-Energy Devices” - in pdf format for download at this website:

When You Are Ready To Purchase A Zero Point Energy Wand

If you are already sufficiently re-educated about quantum energy or subtle energy or zero point energy and you are ready and willing to purchase a zero point energy wand, please consider how much money you are willing to spend: (a) less than $200. (US funds) (b) approximately $325. (US funds) or (c) $5000. (US funds).

When you choose (b) or (c) I will find a source that supplies these more expensive zero point energy wands and negotiate a fair retail price at the approximate prices as listed above.

When you choose to wand you way to health and wealth by selecting (a) to spend less than $200 (US Funds) - the Terms and Conditions as outlined below will apply.

Know that when you choose to purchase a zero point energy wand at less than $200. (US Funds) we are open to negotiating an exchange whereby you may make payment for the product using a percentage of any usuryfree community currency as a complement with your diminishing dollars of federal cash.

NOTE: I fully suppport the SDI industry and likewise, I advocate that we do not need to join every SDI business opportunity, instead I recommend that each of us establish sound business partnerships with like-minded entrepreneurs with whom we have full trust, and thereby become referral partners for each other’s products and/or services. I recommend that the SDI entrepreneur who receives a referral and closes a sale, offer a small percentage of the profit as a ‘gift’ to the SDI entrepreneur who made the referral. This idea trumps the fears about cross-recruiting and there is mutual benefit for everyone who plays fairly.

Terms and Conditions for Retail Customers and Wholesale SDI (Self Directed Income) Entrepreneurs Seeking a Zero Point Energy Wand With A Retail Price Less Than $200. (US Funds)

Everyone is considered to first be retail customer and must buy a minimum of one zero point energy wand at the retail price. Whether you are choosing to set up an SDI enterprise or simply adding the zero point energy wand to your SDI Portfolio, you are welcomed and invited to communicate with us directly by telephone or email. We will share our marketing ideas and tools and encourage you to enrol with the UsuryFree SDI University for additional de-education, re-education and marketing strategies.

Prospective SDI (Self Directed Income) entrepreneurs are required to purchase one zero point energy wand at the retail price before upgrading and purchasing additional zero point energy wands at wholesale prices. Prospective SDI entrepreneurs are invited to request complete wholesale prices of our Wanded With Wellness Packages - which are now available.

Watch for weekly and/or monthly promotions for limited time periods. Prices are subject to change. Please respect our refund policy whereby we offer a 13 day money back guarantee (minus any handling and shipping costs).

Tel: 1.613.824.1793 
Email: (Please insert “zero point energy wand” in the Subject line.)


We are open to negotiating, self-adminstered “gifting contracts” with SDI entrepreneurs who double as usuryfree creatives with a self-imposed, 100% commitment to supporting and advancing the usuryfree community currency movement by choosing to market the zero point energy wand as a mutually beneficial fundraiser.

Our zero point energy wands (priced at less than $200.00) are now available and ready for distribution. We will ship immediately upon receipt of payment as long as our supply lasts.

We, usuryfree creatives who double as SDI entrepreneurs are working together to bring the zero point energy wand to as many people as possible. All purchases of the zero point energy wand will be assisting the UsuryFree Network and its mission to fund activities for the Sixth Annual UsuryFree Week scheduled from November 13th to 19th, 2010.

Sunday, March 14, 2010

Are You Seeking To Be Wanded?

Are You Seeking To Be Wanded?
By Tom J. Kennedy

As our knowledge about quantum physics expands, a natural, energy generating tool or device referred to as the zero point energy wand enters the marketplace. This unique product is being manufactured by more than one company.

The manufacturing process utilizes a proprietary technology that sources the universal life force otherwise referred to as zero point energy. To achieve and maintain optimal health and wellness, our bodies require this universal life force.

As I understand it, the manufacturing process for the zero point energy wand involves a specific combination of selected minerals that are fused and structurally bonded into each wand using spohisticated methods of high heat fusion.

The complete process is best described as a catalytic conversion of energy that is embedded into each zero point energy wand. The end result is a long-lasting, natural resonance that has the ability to be transferred to the human body, animals, liquids, food and the environment.

It is important to state that the zero point energy wand does not actually ‘heal’ any sickness or disease. It simply transmits and holds the zero point energy as it is rotated as close as possible on the area where there is identified pain or discomfort. The zero point energy wand aids the body in remembering and reconstructing the pathway to its own innate perfection and health.

Testimonials reveal that the zero point energy wand helps to alleviate pain and discomfort. The wand seems to clear any distorions that may be present in the bioenergetic field while discharging energy blockages.

Additionally, people explain that the wand strengthens the flow of energy through the body’s meridian system, thereby bringing the body and mind back into perfect harmony and optimal balance.

The zero point energy wand is also being used to energize liquids, creams, oils and food creating noticeable results in regards to taste and texture. There is much excitement about the possibilities of using and experimenting with the zero point energy wand.

If this information is new for you, you are invited to do a search at any search engine for ‘zero point energy wand’ and you will find plenty of relevant information.

When you are ready to purchase a ‘zero point energy wand’ please forward an email to: with ‘Zero Point Energy Wand’ in the Subject line. I will send you complete details of our SDI marketing plan for the ‘zero point energy wand’ that has a retail price of less than $200. (US Funds).

On or before March 31, 2010, I expect to be able to offer you these ‘zero point energy wand’ at a retail price of less than $200. (US Funds). Or, in the alternative, you may choose to purchase the ‘zero point energy wand’ that is being offered by Amega Global for a retail price of $304. (US Funds). If that is your choice, I will refer you to a supporting SDI entrepreneur who doubles as a usuryfree creative and who is enroled with Amega Global. In this manner, your purchase will be mutually beneficial and it will help advance the usuryfree community currency movement.

Saturday, March 13, 2010

Let's Advance The Evolution of the SDI Industry with Power Rather Than Force ...

I have been reading the book “Power vs Force - The Hidden Determinants of Human Behaviour,” authored by David R. Hawkins. In the Preface, he writes: “Follow this fascinating journey and you’ll see how easy it can be to raise your consciousness to the levels of power, rather than force, so that you can become one of those who is awake and aware in this world. Your life will certainly never be the same.”

In his book, David R. Hawkins points out that most ‘systems’ of modern society rely on coercion by forces people think they can control, instead of welcoming governance by powers from unrevealed sources. For our purposes, it is essential to understand that force causes you go weak while power makes you go strong. Ultimately, weak cannot prevail against strong, therefore, eventually the (force) weak fails and the (power) strong succeeds.

It is clear that the elements of force have dominated all of our revered ‘systems’ that are now failing miserably - eg. education, economics, politics, religion, energy, sickness and disease, conventional sales and marketing etc. It is time to inject some elements of “power” into those ‘systems’ that are failing with an intent to make them strong in this 21stCentury. I recommend that SDI entrepreneurs lead the way by demonstrating how ‘power’ propels people with positive results.

In its early years of evolution, the SDI industry formerly or otherwise referred to as the multi-level marketing industry or the network marketing industry, has unfortunately relied upon “force” rather than “power” because the individuals who assumed leadership roles were ill-informed or mis-informed about the mechanics of our modern, economic system of usury-based, debt money. It has been determined that the SDI industry will ultimately survive and thirve when this perfected marketing model is supported by a perfected, usuryfree, banking system, modelled after any casino bank - where the chips do not inflate.

During the latter years of the 20th Century, when the SDI industry was still in its birthing process, there were too many selfish charlatans assuming leadership roles while being motivated by greed. These charlatans gave multi-level marketing otherwise referred to as network marketing a negative image by abusing their distributor networks and forcing them to purchase business tools at retail prices with little or no financial compensation - especially at the fringe of the networks where the novices are commonly found.

That is why we needed to create the new language and refer to this industry as the SDI (Self Directed Income) industry - it leaves behind all of the negativity associated with “force” as it was applied to multi-level marketing or network marketing.

I daresay that the SDI industry will flourish in this 21st Century, as we embrace the idea that it is better to be governed by ‘power’ from unreveald sources, rather than to be governed by ‘force’ as applied by ‘uplines’ and ‘home office’ suppliers in the SDI industry. To better understand the history of the SDI industry, it is helpful to review the article “Analysis, Projections, Observations & Proposals For The SDI Industry” at this link at The SDI Eye Opener:

The other evidence of ‘force’ being applied in the multi-level marketing or network marketing industry by the “home office” suppliers is evidenced when their lawyers draw up the distributor contracts. Indeed, the fine print in too many of the distributor contracts still threatens the newly enroled distributor with termination of their monthly earnings if they are known to be acquiring earnings by marketing products and/or services from another home office supplier in the SDI industry. Such elements of ‘force’ and ‘control’ are not effective, no longer needed and ought to be abolished by all home office companies in the SDI industry. Let’s permit the SDI entrepreneurs to be true entrepreneurs and build their respective SDI Portfolios as they see fit.

Peace, joy, prosperity and abundance for all is really the natural state of affairs. We only need to remove whatever is preventing us from creating peace, joy, prosperity and abundance and we will experience it. By removing elements of ‘force’ and replacing them with elements of ‘power’ all participating SDI entrepreneurs will more easily climb the ladders of success.

The design flaw of usury as it is applied to our modern, orthodox, economic system of debt money is the hidden, fifth column that has been stalling the growth and evolution of the SDI industry, thereby preventing peace, joy, prosperity and abundance as realistic goals. When the design flaw of usury is fully exposed to SDI entrepreneurs, for the evil and immoral element that it is, the industry will flourish because the leaders will understand that by utilizing the power of truth, they will create unlimited success whereas by exerting unnecessary force they will continue to get the same results that generally curtail success.

Usuryfree creatives, like SDI entrepreneurs, seek solutions not through forces which s/he can control, but instead by permitting her/himself to be governed by powers from unrevealed sources. As more and more usuryfree creatives enrol as SDI entrepreneurs and share their knowledge and resources, the SDI industry will become a leading example of power trumping force.

Historically, the sales and marketing plans designed by the major, trans-national, retail corporations had elements of the ‘employee mentality’ embedded within. In its early stages, the SDI industry’s sales and marketing plans blended some of these ineffective and weak elements with some other creative but competitive strategies that claimed to promote free enterprise. However, the evidence shows that too many home office companies still treat their distributor networks of SDI entrepreneurs with an “employee mentality.” This must change now!

Until recently, most SDI entrepreneurs have either been ignorant of the devastating effects of the design flaw of usuy, or they are selfish and ignore the truth about modern money creation, hoping that ‘hype and motivation’ will be sufficient to assure their survival in the competitive marketplace.

For example, as the SDI industry progresses into this 21st Century, the various home office companies that supply products and/or services to SDI entrepreneurs for consumption and re-sale still demonstrate that they are over-burdened with fear. Otherwise, these home office companies would not be employing the element of “force” in the wording of their written contracts.

Since more and more SDI entrepreneurs are indeed, building SDI Portfolios as true entrepreneurs, there is no longer any need for threats of termination to be included in the fine print of the various distributor contracts.

The SDI industry, as perfect a model as it is, has been struggling by these controlling attempts by the various home office companies exerting force for lack of knowledge. They think that they might have a better chance of survival in the rigged, economic game where usury is the real killer machine, breeding wars, violence, poverty, scarcity and lack.

The eventual healing of this malaise in the SDI industry will only occur when the corporate leaders and team leaders learn the truth about money creation and then teach it to others. When this happens, a new clarity of vision will emerge. Indeed, the sales and marketing plans being implemented in the SDI industry must be re-aligned as more and more people learn about the possibility and probability of experiencing the reality of usuryfree living in this incarnation.

When we can agree that joy, peace, prosperity and abundance are natural states of being in harmony with the reality of usuryfree living, then all weak and inefficient elements of all sales and marketing systems will evolve to optimally serve all who choose to participate.

Indeed, in this universe, everything is connected to everything else, and usury as an unseen force causing wars, violence, poverty, scarcity and lack must be exposed, addressed and corrected. This challenge is being made easier, since more and more people are awakening to the simple fact that something is amiss in the workings of our orthodox, economic system.

The power to effect a significant change in our orthodox, economic system resides with usuryfree creatives who are ready and wiling to embrace the SDI industry with a sincere goal to facilitate the correction of the origin of the dysfunctioning design flaw of usury.

Know that a mere shift of attitude has the potential to accelerate any healing - so why not apply this thinking to hasten the healing of our broken, economic system? The SDI industry has participating SDI entrepreneurs - locally, nationally and internationally. The leaders in the SDI industry are so strategically positioned in their respective, reverse pyramidal structures that minimum power is required to shift the consciousness of multiple millions.

For example, with the click of a mouse, an SDI entrepreneur in a leadership capacity has the power to share an email message with multiple thousands of participating SDI entrepreneurs who are enroled in his/her network(s).

I am encouraging SDI entrepreneurs to share key information and resources that have the potential to alter the belief system of their entire network(s). Indeed, those SDI entrepreneurs who are ready and willing to be de-educated and re-educated are in a position to accelerate our individual and collective economic recovery simply by acting with intent.

Understand that there can be no economic recovery until the design flaw of usury is exposed for the evil and immoral weapon of financial destruction that it really is.

Therefore, it is my recommendation that every SDI entrepreneur in a leadership capacity (1) view the DVD “Money As Debt” which is now available for free viewing at google video and (2) spend some time reviewing the posts at The UsuryFree Eye Opener: and The SDI Eye Opener: and (3) inquire about adding the zero point energy wand to your SDI Portfolio and learn why/how this product has great potential to accelerate the race towards usuryfree living.

The next step is to take action to de-educate and re-educate every SDI entrepreneur who is enroled in their respective network(s).

Monday, February 15, 2010

An SDI Backgrounder and Unique and Timely SDI Opportunities

By Tom J. Kennedy

SDI is an acronym for Self Directed Income. Any living, breathing, flesh and blood man or woman may puruse a ‘Self Directed Income’ on part-time or a full time basis.

As a prerequisite to reading this article, it is recommended that the readers visit the blog - The SDI Eye Opener: and review some of the generic articles posted there. One article in particular that gives a good overview of the SDI industry is titled ‘Analysis, Projections, Observations and Proposals For The SDI Industry’ and it can be read at this URL:

Additionally, it is also recommended that readers familiarize themselves with the content of the blog - The UsuryFree Eye Opener: The articles posted at this blog will familiarize readers with (a) the problems associated with the design flaw of usury as an evil and immoral element within our orthodox system of debt money and (b) the ultimate solutions as offered by the usuryfree community currency movement whereby we-the-people learn how to create and spend our own usuryfree personal currency and/or any usuryfree community currency and/or any usuryfree company currency - as a complement with our diminishing amounts of federal cash.

It is and has been my vision for a very long time that any innovative, SDI ‘home office’ company that understands and believes in ‘capitalism with a twist of co-operativism’ has the potential to lead the way in re-building the sprit of community by launching a usuryfree company currency that can be used as a form of ‘barter currency’ with all enrolled SDI entrepreneurs.

If the SDI ‘home office’ is reluctant to launch a usuryfree company currency, then any leadership team of SDI entrepreneurs is invited to initiate the launch of such a project and the SDI ‘home office’ can be invited to join whenever it is motivated to do so. Guaranteed, in the not-too-distant future, prospective SDI entrepreneurs will beat a path to the door of the first SDI ‘home office’ and/or SDI leadership team that accepts this challenge. I recommend that any usuryfree currency that is launched be referred to as ‘wampum’ - to avoid interference from the traditional ‘banking’ and/or ‘government’ authorities.

An SDI entrepreneur is one who is self-motivated and ready and willing to input the necessary labour to produce reasonable, supplemental earnings on a part-time or full time basis. An SDI entrepreneur usually operates his/her enterprise from his/her home and such an enterprise is commonly referred to as a home-based enterprise. The SDI industry includes both traditional, single-level sales opportunites and multi-level sales opportunities as well as any entrepreneurial pursuits that create earnings from self-imposed endeavours.

An additional benefit is available to any part-time, SDI entrepreneur who doubles as an employee working for a corporation or an institution. Employees on salary or hourly wages do not qualify to deduct legitimate business expenses, whereas SDI entrepreneurs are permitted to deduct business expenses thereby avoiding income taxes that would otherwise be due and payable to the government. Since SDI enterprises are so flexible and versatile, there are an abundance of expenses that can be used to offset significant amounts of profits earned. It is commonly recommended that a SDI entrepreneur be open to building an SDI Portfolio so that s/he has earnings from more than one source and likewise additional legitimate expense deductions.

Throughout the latter half of the 20th Century, the part-time entrepreneur’s opiate evolved from what was first referred to as (MLM) multi-level marketing and later as network marketing. Unfortunately, there has been much evidence of selfishness, greed, avarice and theft by too many charlatans, both at the ‘home office’ level and at the distribtor level of the MLM industry. While there is evidence of successes, there were too many failed experiences by the part-time entrepreneurs of the 1980’s and 1990’s who were relying on their employee mentality and work-for-a-boss ethic, with no-people-skills - which does not get results in the world of entrepreneurism.

Enter the new terminology - the SDI (Self Directed Income) industry as we progressed into this 21st Century. It is commonly agreed that a change in language leaves behind any negativity associated with words and/or phrases that were in the consciousness of the multiple millions of jaded, part-time entrepreneurs who viewed themselves as failures in the multi-level and/or network marketing industry. Of course, the younger, novice SDI entrepreneurs of this 21st Century will blaze new trails for the SDI industry as they implement different success strategies within their respective networks.

Examples of the new language created by SDI entrepreneurs clearly demonstrate elements of innovation, positivism and co-operation. For example, SDI entrepreneurs prefer to say: “You are enrolled with” instead of “You are sponsored under.” SDI entrepreneurs have abandoned the words “upline” and “downline” since the perception is that “upline” exerts force over “downline.” SDI entrepreneurs are proudly promoting the concept of building an SDI Portfolio so that (a) they have access to additional products for bartering/trading/exchanging and (b) guaranteed monthly earnings - in case one of their SDI suppliers disappears. SDI entrepreneurs are continuing to create new and improved language as the SDI industry progresses in its birthing process.

A unique advantage of the SDI model is that when the SDI entrepreneur persuades an astute consumer to shift his/her buying habits so that s/he is willing to spend her/his money for quality products that are fairly priced, then the SDI entrepreneur earns a percentage as long as the consumer keeps purchasing the products. Another attractive aspect of the SDI industry is internet marketing with personal business websites and/or affiliate websites. Given the ease of modern technology, any SDI entrepreneur is likely to add internet marketing to her/his SDI Portfolio.

A key point stressed by active SDI entrepreneurs is that they are choosing to build an SDI Portfolio whereby they have the opportunity to receive multiple streams of earnings. This idea or concept seems to be foreign to those dinosaur network and multi-level marketing companies of the 20th Century that seek to control their ‘distributors’ or ‘associates’ with the fine print in the enrolment contract that forbids one from marketing products and/or services from more than one supplier.

SDI entrepreneurs are cautioned to avoid any ‘home office’ companies whose distributor agreements contain non-compete clauses that prevent SDI entrepreneurs from marketing products and/or services from other sales companies concurrently. Restraining an SDI entrepreneur’s ability to earn a living in this chosen profession is wrong and immoral and can be viewed as an unfair restraint on doing commerce.

Experienced and novice SDI entrepreneurs agree that the industry needs a ‘de-education’ and ‘re-eduction’ component. They point out that just as Hamburger University located in Oak Brook, Illinois is the worldwide management training center for McDonad’s restaurants, the SDI industry needs a similar, generic training component designed exclusively to instruct those who are choosing either a part-time or full time career as an SDI entrepreneur. I prefer to avoid the word ‘training’ and suggest that it be replaced with more appropriate language - suggestions welcomed.

Until the SDI University is established, the current pattern being followed is that each SDI ‘home office’ commonly advises those who are enrolled as SDI entrepreneurs - (a) they are never in business alone, (b) they will receive support from their enroller and (c) the ‘home office’ will provide world-class training, marketing consultation and conventional customer support as well as (d) the product(s). A key point to remember is that astute SDI entrepreneurs are fully aware that unrealistic earnings potentials must never be over-emphasized.

SDI entrepreneurs agree with David R. Hawkins (author of the book ‘Power vs Force’) that power works much better than force, therefore they believe that the power of sharing good news by ‘word of mouth’ or ‘click of mouse’ about quality products and/or services works far better than the force of media advertising that is commonly utilized with conventional sales methods.

SDI entrepreneurs believe in the power and potential of working within your own loyal network of family, friends, neighbours, working associates and/or business associates - people you know. The optimal SDI opportunities are designed so that the SDI entrepreneurs get what they want by helping others get what they want. This is commonly referred to as leveraging one’s network vertically, to create a mutually beneficial lifestyle for all who choose to participate.

SDI entrepreneurs are also awakening to the obvious fact that they are building loyal networks of active entrepreneurs connected through a particular product and/or service or a selection of products and/or services from one common supplier. Additionally, each SDI entrepreneur (including members of her/his immediate family) is likely to have various other marketable skills, talents, services and/or products that can be marketed to the entire network. With the ongoing shift in consumer consciousness to shop within our own loyal networks, SDI entrepreneurs are empowering each other by supporting each other.

To capitalize on this unique aspect of horizontal leveraging, the more innovative SDI entrepreneurs are inviting every new recruit to prepare a list of ‘offers’ and ‘requests’ to be added to an online database for ease of future bartering/trading/exchanging. Active SDI entrepreneurs are invited to consciously shift the way they spend their money and make a commitment to shop within their overlapping, loyal networks of SDI entrepreneurs. Simply stated, this means that they will spend less money with the giant trans-national retail corporations and more money within their local and/or online communities.

To motivate SDI entrepreneurs to embrace this concept of changing the way they spend their money, they must be introduced to the usuryfree community currency movement whereby as active prosumers (those who produce and consume) they will be bartering, trading, exchanging products and/or services using their own usuryfree community currency as a complement with their diminishing amounts of federal cash.

When the facts about modern money creation within our orthodox, economic system of usury-based, debt money are exposed and explained to SDI entrepreneurs they quickly grasp the power and potential of we-the-people learning how to create and spend our own usuryfree community currency or our own usuryfree personal currency.

A key phrase often repeated within the environment of SDI entrepreneurs is: “The way we spend our money is more important than how we vote in this 21st Century.” And an intriguing question is often asked: “Why are we-the-people continuing to use their (the bankers’) money and paying them a fee (usury), when we have learned that we can create and spend our own money for FREE?”

SDI entrepreneurs are paid fair commissions for introducing customers (wholesale and/or retail) to their selected SDI opportunities. Earnings are mutliplied when new enrollees are motivated to duplicate the efforts of their respective enrollers. With the ease of modern technology, financial compensation is almost immediate and these financial rewards can be experienced with minimal, professional sales training - though advice from individuals with sales experiences is welcomed and appreciated.

SDI entrepreneurs need only initially invest small amounts of federal dollars to launch a part-time, home-based enterprise that has the potential to grow into an international empire. Most home offices of SDI companies permit their SDI entrepreneurs to introduce customers from various countries all over the world as selected, quality products usually have both local and global appeal.

To get started as an SDI entrepreneur, one must be enrolled with or sponsored by an already existing SDI entrepreneur who is marketing selected products and/or services offered by a particular SDI ‘home office’ company. It is now common to enrol from the website of the SDI entrepreneur who is enrolling you with his/her team or loyal network. The cost of enrolment with an SDI company is minimal, usually less that $100. and keep in mind that this cost is commonly the first business expense and can be used as an income tax deduction along with numerous future business-related expenses.

Otherwise one can choose to become a ‘preferred customer’ and simply purchase the selected product(s) at a listed discount price - similar to a wholesale price.

Readers are once again invited to review the postings at my blog - The SDI Eye Opener: and it would be prudent to spend some quality time
reviewing the ‘de-educational’ and ‘re-educational’ postings at my twin blog - The
UsuryFree Eye Opener:

Whether you are a novice SDI entrepreneur or a seasoned SDI entrepreneur, if you are ready to embark on an entrepreneurial odyessy and begin building an SDI Portfolio, permit me to recommend a selection of tried and proven SDI opportunties that I have added to my SDI Portfolio - most of which focus on health and wellness products.

I am always open to sharing details of additional health and wellness products and/or the corresponding SDI business opportunities as well as other products and/or services offered by SDI entrepreneurs. Whether or not I add them to my SDI Portfolio, I am still willing to share the information with those who are ready and willing to be informed.

My Personal SDI Portfolio - listed in random order:

1.  The product is the bio-mat and the SDI home office is Richway International.

Dr. Sircus offers plenty of background information about the bio-mat in this article titled:
"Introducing The Remarkable BioMat For Optimal Health and Wellness"

There is more information about this unique product and the accompanying SDI opportunity at my personal website:

2. The products are numerous health and wellness products and the home office is Life Enthusiast Co-op.

I have written a brief introduction to Life Enthusiast Co-op at this link at my blog:

The flagship product offered by Life Enthusiast Co-op - that I have been consuming regularly for 20+ years is Exsula Iridesca. Read more about it at this article titled:
Exsula Iridesca - The Optimal and Perfect Superfood

There is more information about the various health and wellness products and the affiliate SDI opportunity at my personal website:

3. The product is MaxGXL and the The SDI "Home Office" is MaxGXL.

Here is a brief introduction from my website:

"Increasing Age and Other Factors Reduce the Body’s Production and Utilization of GSH. Research has shown that individuals who have low levels of glutathione are susceptible to chronic illness. Research shows that GSH levels decline by 8% to 12% per decade, beginning at the age of 20. Levels of glutathione are further reduced by continual stress upon the immune system such as illness, infection, and environmental toxins. As we now know, a lowered immune system can bring about illness and disease. This is a ferocious cycle. While you need glutathione for a productive immune system, a weakened immune system hampers the production of glutathione.

Supplements Containing Glutathione Alone Will NOT Increase The Body’s GSH Levels. It is pointless to purchase supplements that merely contain glutathione, because the digestive system breaks down ingested glutathione and it will not be absorbed into your system. On the other hand, MaxGXL™ provides the proper nutrients needed to promote the body's own ability to manufacture and absorb glutathione. MaxGXL™ also aids in liver support by destroying environmental poisons helping the liver to function as the main production site and storehouse for glutathione."

There is more information about the MaxGXL product and the SDI business opportunity at my website:

NOTE: For related background research on the Multi-Level Marketing industry otherwise  or formerlly referred to as the Network Marketing industry you are invited to review the generic posts at the blog - The SDI Eye Opener.

Friday, January 15, 2010

You are invited to enrol with our team: The Wholefood Farmacy ...

Noteworthy products and a worthy SDI opportunity ...

The Wholefood Farmacy opened for business in March 2003 with a mission to supply healthy, convenient, whole food based meals & snacks, non-toxic personal care items, and to educate the public regarding a preventative based lifestyle.

Over the past century, we've seen enormous advances in medical technology. We have more doctors, more pharmaceutical medicines, and more hospitals than ever before. We also have the sickliest generation of Americans in history. The number one culprit: THE AMERICAN DIET.

The processed food and fast food industries are serving it up, Americans are gulping it down, and wide spread obesity and chronic disease is the result. From there, the masses are driven into the "waiting hands" of the highly profitable pharmaceutical industry. We're offered pills that alleviate our symptoms while the simple underlying causes are ignored. What incentive does the pharmaceutical industry have to focus on prevention? If disease rates decreased, so would their profits.

The ingredients to health, happiness, vitality, and longevity are no secret. Every major non-profit health organization in the world has been offering the same advice for many years. Eat more fruits and veggies, drink more water, exercise on a daily basis, lose weight if you need to, don't smoke, avoid toxins, & reduce stress

To that end, we have combined delicious, healthy foods, with convenience and affordability. Our salon quality personal care items offer superior results without the toxic chemicals. Nothing short of a consumer based, grass roots return to healthy choices and lifestyles can steer our children, and future generations, in a healthier direction. If you're ready to improve your health and join us as part of the solution"

"Let food be thy medicine and let medicine be thy food"
- Hippocrates, the Father of Medicine (460-377 B.C.)

The Wholefood Farmacy opened its doors in March 2003 with a Mission to Educate and Inspire people to embrace the “Seven Principles of Health” which are the foundation
of a preventative based lifestyle.

The Seven Principles of Health

•Fresh Air & Sunshine
•Whole Foods
•Physical Activity
•Loving Relationships
•A Good Night's Sleep

To that end, The Wholefood Farmacy offers healthy, convenient whole food based meals & snacks, non-toxic personal care items, and a website dedicated to "self-care" and a preventative based lifestyle.

"We have seen the future of medicine and the future is food" - Dr. Mitch Gaynor
New York Strang Center For Cancer Prevention

Thursday, January 14, 2010

Networking Times Magazine

"Networking Times is published by Gabriel Media Group. It is ranked as the best magazine for anyone who wants to achieve success in the SDI (Self Directed Income) industry otherwise known as multi-level marketing or network marketing.

Gabriel Media Group is founded on the vision of "Global Prosperity through a Philanthropic Economy." This idea conveys that, in addition to its purpose of providing superior products and services, business has a social responsibility of co-creating a sustainable world that works for everyone with no one left out. In other words, we are a not-only-for-profit business.

We sell educational tools (books, audio's, DVD's, online resources, live Webinars) to help networking professionals and entrepreneurs acquire the practical skills and the right mindset to be successful in business and in life.

We publish Networking Times, a bi-monthly educational journal focused on personal growth and professional development. Networking Times is available on the newsstand in North America (in major bookstore chains) and online to subscribers worldwide.

Gabriel Media Group also works with influential clients—authors, educators, speakers, producers, entertainers and pioneers of all kinds—who are making a difference in the world through their movies, books, training programs, events and web-based projects. GMG helps its clients become household names by providing the services they need to get their message out to their target audience in the most efficient and cost-effective way."

"Networking Times follows in the tradition of the Great Og Mandino, and the magazine that he published for years. He knew that to win in life, and especially in networking, you need a steady flow of positive, inspirational information. Networking Times is that flow. Subscribe today, and have two friends do the same. Together, we can change the networking profession-and the world." -- Bob Proctor

Download a complimentary issue of the Network Marketing Times magazine filled with tips, strategies and resources to help you grow a massive organization! It also includes a full resource directory of all of Randy Gage's network marketing & success products!

We recommend that active SDI entrepreneurs subscribe the Networking Times Magazine.

Wednesday, January 13, 2010

Open Letter To SDI (Self Directed Income) Entrepreneurs

Tom J. Kennedy, The UsuryFree Network
P. O. Box 9333, Ottawa, Ontario K1G 3V1

January 13, 2010


I am motivated to share this detailed communication with leading SDI (Self Directed Income) entrepreneurs because I view them as potential .001 percenters. Who are SDI entrepreneurs? SDI entrepreneurs are otherwise or formerly known as multi-level marketing distributors or network marketing or referral marketing associates. I prefer the term “SDI entrepreneurs” as it leaves behind the negative energy associated with the multi-level marketing and network marketing industry in the latter years of the 20th Century.

Who are .001 percenters? They are that tiny minority of fellow-citizens who are awakening to what is really going on in the local, national and global circles of usury-based debt-money, energy, religion, sickness and disease, raw power and political greed, as well as what is going on in the usuryfree community currency movement, alternative energy, health and wellness, community re-building and spirituality. I see leading SDI entrepreneurs as potential “usuryfree creatives” thereby deserving to be referred to as .001 percenters.

Usuryfree creatives are those re-educated fellow-citizens who are now advocating usuryfree living as the preferred lifestyle of this 21st Century. They are creating their own loyal database of traders/barterers who are committed to spending their money differently by making a commitment to shop with home-based businesses and small to medium-sized community businesses. Using a usuryfree community currency as a complement with federal cash when negotiating trades is a definite trademark of any usuryfree creative.

I highly recommend that SDI entrepreneurs view the DVD set entitled ‘Money As Debt I & II’ (search for it at google video) and the DVD ‘Money: Who Creates It, Who Controls It’ so that they will understand the evil of the design flaw of usury and the power and potential of usuryfree living and how it has the potential to create peace, prosperity and abundance for everyone on this planet. Leading SDI entrepreneurs are potentially key personalities to aid in the building of this new database of usuryfree creatives.

I have agreed to commit to changing the way I spend my money for the next 13 months, and my first step in that direction is to commit to purchasing a minimum monthly purchase of $130. (Canadian Funds) from selected SDI companies. When open-minded and co-operative leaders emerge in our respective SDI Networks, then all who participate will reap the benefits of mutual co-operation each month. As this happens, we will be grateful and we will spend any extra earnings promoting and advancing the cause of usuryfree living for the mutual benefit of everyone on planet earth.

Please, share whatever research turns up about any optimal product lines as offered by various SDI companies as we seek to promote the best options of quality products and/or services for our loyal networks.

I visualize SDI networks as a way to grow the database of usuryfree creatives which is currently being crafted in various local communities so that participants can purchase products and/or services from fellow SDI entrepreneurs and/or from local small to medium-sized retail businesses by using partial federal cash and partial usuryfree community currency.

I have been promoting this idea of we-the-consumers making a conscious choice to shop within our own loyal database since early in 2000. Many people have said it is a worthy goal BUT to my knowledge, absolutely no one in a leadership capacity within the SDI industry has come forth to support and implement the idea as of this current date.

Some of my friends and associates within the various SDI infrastructures have had some discussions to consider the idea of supporting our own loyal database but no definitive action has been taken. In the meantime, various communities have commenced to build the local databases of participating traders with the Serenity Dollar, the Unity Dollar, the Calgary Dollar, the Ithaca Hour and the Tamworth Hour etc. Hopefully, others from the usuryfree community currency movement will join with entrepreneurs from the SDI industry and our own loyal database will begin to take shape in 2 oh 10.

No matter which SDI companies we choose to support, we are in the ‘people’ business and the ‘product’ business is secondary to this primary motive. It’s all about building partnerships with people who are willing and ready to share experiences and learn from each other.

In fact, before I register with any SDI Team to become a ‘preferred customer’ or an active 'SDI entrepreneur' I intend to seek a commitment from the leadership of that SDI network that they are ready and willing to learn about and promote the concept of usuryfree living and how they can implement any usuryfree community currency to promote and expand their SDI enterprise(s).

A membership within any participating group offers one many benefits. One benefit will be to re-build our respective local communities by spending our money with local entrepreneurs. Another potential benefit is to become a follower of the blog - the UsuryFree Eye Opener.

Yet another benefit will be discounted admissions to various meetings and workshops. Our willing supporters – the true .001 percenters – recognize that we are currently entering a significant transition time. During this transition time we must earn some federal cash to complement our usuryfree community currency because we cannot yet acquire all of our personal, family and business needs solely with a usuryfree community currency.

You, who have earned your degree as a true .001 percenter, know that the debt increases exponentially because of 'interest' which ought to be correctly called 'usury.' And it is also correct that when 'usury' is eliminated from the money equation there will be abundance, peace and plenty for everyone on this planet. If you have not yet visited the UsuryFree Network, I am inviting you to read some of the information posted there.

We, who understand that the design flaw of 'usury' is the killer machine that is the key cause of violence, war, poverty, scarcity and lack are indeed true .001 percenters. Those who do not yet understand are the 99.999 percenters. It has been determined by mathematicians that we need to awaken only 3% of the population to the 'truth' about 'usuryfree economics' and this will create the critical mass needed to 're-educate' the masses at a very rapid rate.

I envision this happening within the next two to five years but we – the ‘usuryfree creatives’ must take a leadership role now to make things happen. That’s what I am doing.

I see absolutely no point in dismissing any SDI company’s products as too expensive during these transitory times. We the .001 percenters, the ‘usuryfree creatives’ need to walk in and out of as many circles’ of people as possible. To bad-mouth or dismiss one SDI company’s products as too expensive and keep buying the cheaper products from the giant retail stores will only ensure the same result that we have been experiencing for far too long. We need to unite and do it NOW!

Our self-imposed mission is to re-educate as many 'usury keepers' as possible in the quickest time possible. Those who will choose to NOT to truly understand what usury really does to our orthodox system of money will soon reveal themselves regardless of which SDI infrastructure they are associated with.

I am choosing to invest my time with awakening individuals who are just now learning that banks do NOT lend out depositors' funds. Indeed, more and more people are ready and willing to listen to committed .001 percenters who have an abundance of relevant resources to share.

If I had not been open to walking in various SDI circles in Montreal, Ottawa, Toronto and elsewhere, I would not have been able to influence some selected SDI leaders to awaken to the truth about ‘usury.’ More significant, is the fact that these SDI leaders are now realizing that their respective SDI networks have many talented individuals with skills and/or services and/or products other than the products offered by their respective SDI product supplier.

They are realizing the advantage of having everyone in their respective SDI networks listed on a common database, whereby everyone is encouraged to spend their money within this database when purchasing products and/or services, thereby creating a different result. Currently, we are seeking to enroll individuals in one or more of the active databases and offering them a FREE listing in a forthcoming directory which could be printed and/or online.

We are teaching people how to create and spend their own 'usuryfree' community currency. I have made a decision to invest my time with individuals who are open and out-of-the-box thinkers who are willing to spend their money differently in 2010 and beyond. I choose to not argue/debate with 'usury keepers' who are intent on defending a wrong that must be corrected.

We are seeking to network with leading SDI (Self Directed Income) entrepreneurs who are enrolled with ethical and leading SDI companies whereby we teach people the importance of spending their money differently. That is to say, instead of continuing to spend money with giant retailers, big box stores and large franchises we teach people to shop within our own loyal database of home-based businesses and small to medium-sized businesses in our respective local communities.

Our long term mission is to connect every home-based and small to medium-sized business in Canada and the United States - and eventually the world - into one large database where we can create and spend our own usuryfree community currency, which will likely be a time currency. This database could be referred to as the Third Market Network.

I have openly supported the concept of SDI entrepreneurs building an SDI Portfolio whereby, each individual is earning income from multiple sources. I maintain that as SDI entrepreneurs we have the right to purchase and operate a distributorship with more than one SDI company. Likewise, we have the right to network selected products from any SDI company for partial federal cash and partial usuryfree community currency within our circles of influence – family, friends, neighbours and working colleagues.

Alternatively, we can negotiate purchases of products and/or services from fellow SDI entrepreneurs rather than enrolling as an active distributor for that particular SDI company. We can initiate inter-trading of products and/or services. It is important to understand that when we negotiate any trade or exchange, we should request federal cash to cover any wholesale costs. A percentage of any retail mark-up of the negotiated sale of any product can be negotiated and accepted in any usuryfree community currency.

For example, if I purchase a product with a wholesale cost of $60.00 and it retails for a price of $100.00 I could accept $60.00 federal cash and $40.00 of any usuryfree community currency when I sell the product to someone on our own loyal database. Obviously, the more SDI companies that we welcome to be on our database, the more powerful our database becomes.

Understand also that during these transitory times, eco-friendly products are becoming popular and this is a first step in the right direction. For example, I put a spoonful of a conventional dishwasher detergent in some aluminum foil and squeezed it tightly and left it on the counter. Within 5 minutes, the foil was making noise and emitting smells and gases.

This simple demonstration shows the chemical being released from the conventional dishwasher detergent. A similar demonstration of a selected eco-friendly dishwasher detergent emitted no chemicals, no odours, and no gases. This simple demonstration was sufficient to have three friends make a decision to purchase the eco-friendly dishwasher detergent.

My point is that these friends still purchase pharmaceutical vitamins etc. and yet they have decided to change the way they spend their money for dishwashing detergent. By winning them over as customers of eco-friendly cleaning products, I will now have an opportunity to share more information with them as they seem ready to be re-educated on other aspects of surviving in this economic downturn.

If I had dismissed the eco-friendly SDI company as no better than the corporate products on the shelves of the giant retail stores and/or the big box stores or the big franchises, then I would have missed this small opportunity. I am of the opinion that the current lines of eco-friendly products that are available are not perfect BUT they are a step in the right direction.

Amway is one of the key pioneering SDI companies. Melaleuca is a mature SDI company. An SDI company started within the past year may indeed be a new SDI opportunity. There are many SDI companies that are somewhere in between and, any of these companies may choose to play a significant role during these transitory times. Each SDI company has many products that are different from other SDI products products. Every time an individual buys a products from an SDI company, a number of participating individuals within the respective SDI infrastructure get paid a commission. The SDI marketing model is perfect for motivating consumers to spend their money differently.

On of my friends who understands the potential of bartering/trading with any usuryfree community currency filed for bankruptcy in June 2002. He and his wife started their SDI enterprise in July 2002 and within a year they were earning $3000+ every month and their income was rising on a monthly basis as they gained a solid foundation of repeat customers buying products every month.

Such financial achievement is noteworthy and respected by myself and other usuryfree creatives. We know that we can share our acquired knowledge with others and promote selected SDI products within our own loyal database and earn some federal cash and some usuryfree community currency at the same time.

I fully expect one or more SDI companies to emerge in the not-too-distant future that will be embrace the concept of usuryfree living and make a usuryfree community currency a part of their infrastructure from their initial launch. This will make them more popular than existing SDI companies unless these more mature SDI companies incorporate the idea of a usuryfree community currency within their already existing infrastructure.

Who knows? Anything is possible!! I welcome your feedback and constructive critical comments.

Enjoy this day!
Working with you for 'peace and plenty' by 2020
AND 'Know that usuryfree creatives will win in 2010’

Tommy UsuryFree Kennedy otherwise known as 'Tom J. Kennedy'