By Tom J Kennedy
It's 2014 and as an active usuryfree creative
networking within the usuryfree community currency movement, I am now set to
network with SDI (Self Directed Income) entrepreneurs who are active in the SDI
industry – otherwise referred to as (a) multi-level marketing or (b) network
marketing.
We-the-people are making conscious decisions about
how we create our earnings and how we spend our money. Given `golden handshakes,
being laid off or just plain fired and bingo - we-the-people need to be open to
pulling silver linings out of dark clouds. Opportunity is knocking and doors
are opening within both the usuryfree community currency movement as well as
the SDI industry and deeper desperation is motivating more and more people to
listen, learn and take action.
We know orthodox economics is in peril when
unemployment approaches double digits. Ask the Argentines! I remember in the
early 1980's when `usury' rates were 20%+ and I was actively recruiting local
businesses in the Ottawa area to join the local LETSystem. Countless owners of
small to medium-sized businesses would say: "It's a great idea, but come
back when you have 1000+ members on your database."
Without a doubt, that minority group within
we-the-people who understood the `power and potential' of creating and spending
our own private, `usuryfree,' currency were slightly ahead of our time. Now as
we progress into the 21 st Century, alternative economics seems ready to
blossom.
There is not only an economic benefit but also a
social benefit to bartering and trading with like-minded people within our
respective communities. Likewise, there is economic and social benefit as well
as the bonus of personal growth and development derived from success as an SDI
entrepreneur.
When twinned, the usuryfree community currency
movement and the SDI industry offer unlimited promise as we-the-people know in
our hearts that if we envision different economic results we must willfully
choose to `re-educate' ourselves so that we really understand how the design
flaw of `usury' enslaves us and creates poverty, scarcity and lack.
Additionally, we-the-people must understand how
seeking to become `usuryfree' in 2014 liberates us from economic bondage
forever if we commit ourselves to creating and spending our own `usuryfree'
time currency. The act of creating and spending our own `usuryfree' time
currency seems foreign to us until we-the-people experience the feeling of
empowerism when we sign our own name on an I.O.U. note.
The reality of empowering ourselves by establishing
our own retail/wholesale enterprise in our own name is a distant thought for
most employees until we `re-educate' ourselves to think like an SDI
entrepreneur. The possibilities are limitless now that home-based enterprises
(SDI enterprises are the most common home-based enterprises with approximately 3.5+ million
in Canada) are easy to start-up given reduced transaction costs and the ease of modern technology.
Both the usuryfree community currency movement and
the SDI industry have evolved similarly during the latter half of the 20th
Century. Let's first track the evolution of the usuryfree community currency
movement. Barter and trading was well established in the early years of the
20th Century in rural Canada. It blossomed during the Great Depression of the
1930's and even made inroads in smaller urban communities. Informal barter and
trading remained a key component of rural economics throughout the 20th entire
Century.
During the deep recession of the early 1980's when
`usury' rates spiralled to double digits, engineers were motivated to explore
and evaluate alternative economic systems with a goal to create an improved
design that implementing a `usuryfree' computer software.
Michael Linton, (Courtenay, B.C.) and John C.
Turmel (Ottawa, Ontario) were two engineers who were working on creating
opensource software to facilitate record-keeping of we-the-people in local
communities who were unemployed BUT ready and willing to use our talents,
skills and/or services to serve others.
They were (are) clear-thinking engineers with
revolutionary ideas for modern economics. Their combined research and resources
created and launched the `usuryfree' LETS software on the local, national and
international market simultaneously. The invention of the `usuryfree,"
LETS software permitted we-the people to experience the reality of creating and
spending our own `usuryfree' community currency.
By the 90's, LETSystems had spread to help
we-the-people create abundance and prosperity in local communities all over the
world. As we progress into this 21st Century, various hybrids of the original
LETS model have surfaced and paper notes are now commonly used by participants
within the usuryfree community currency movement.
After the economic collapse of the orthodox,
'usury-based' money system in Argentina in the fall of 2001, millions of
Argentines wisely chose to create and spend their own `usuryfree' community
currency commonly called `creditos.' Argentines continue to exchange `usuryfree
creditos' to acquire goods and/or services for themselves and their families
and/or businesses.
In this 21st Century, countless websites have
appeared which are espousing brilliant ideas about how we-the-people can engage
successfully in `usuryfree' economic alternative concepts that will complement
our failing `usury-based,' orthodox economics.
Additionally, numerous software engineers are busy
adding `bells and whistles' to the opensource, `usuryfree,' LETS software so
that it can facilitate trades/exchanges among we-the-people in local
communities as well as within the national and global markets.
Now, let's track the evolution and progress of the
SDI industry which has its roots in the 1940's. Nutrilite, a health and
wellness company was one of the leading pioneers of this new and innovative
marketing concept which was commonly called 'multi-level marketing.'
Later in the 201'' Century, the name evolved to
network marketing. After establishing how closely language is associated with
image and perception, leaders in the SDI industry coined the new acronym, SDI
(Self Directed Income) industry to more aptly describe the network marketing
industry in its purest form. The term `SDI industry' refers as well, to other
home-based businesses and/or small to medium-sized community businesses which
focus on contracting others as independent business persons rather than
employing them, as was commonplace in the 201" Century.
Back in the 1960's we had Amway, Mary Kay and
Shaklee as the maturing leaders of the SDI industry. Rich DeVoss and Jay van
Andel led the Amway Corporation as it faced challenges in the American court
system in the 1970’s. Amway's victories permitted it to blaze a trail for
hundreds of other SDI companies to follow.
Mary Kay Ashe motivated thousands of women to
become successful SDI entrepreneurs as independent consultants with May Kay
Cosmetics.
Dr. Forrest Shaklee established a market in the SDI
industry for quality health and wellness products.
By the 1970's the SDI industry was expanding
rapidly as true free enterprisers departed ranks with the pioneers and launched
competitive companies. The SDI shakedown continued through the 1980's and
1990's and hundreds (perhaps thousands) of smaller SDI companies surfaced and
many quickly disappeared.
The SDI companies of this 21st" Century still
scramble to rid the industry of greedy charlatans whose evidence of greed
created a bad image for this fledgling marketing industry which offers a truly
unique, service-oriented style of marketing that can be duplicated by anyone
who is teachable.
During the final years of the 20'" Century,
the SDI industry went global and too many zealots focused on the emotion of
greed, rather than committing to follow through with the personal growth and
development required to succeed as an SDI entrepreneur.
Also in the 1990's came the big box stores, while
the giant retailers continued to boom along with the expensive main-street
franchises. The decade of the 1990's saw a leveling off of the SDI industry as
people were making easy money in the Dot Com industry and choosing to spend it
lavishly buying merchandise and/or services from giant corporations and/or
buying preferred stocks with the seemingly invincible high tech companies.
As we entered this 2I s' Century, the
anti-globalization movement targeted the giant, trans-national corporations and
focused our attention on their exploitation of the common people in pursuit of
profit. About the same, the Dot Com bubble burst and these common people lost
trillions of dollars in their sacred stock portfolios.
Investment dealers and stock brokers re-organized
and golden handshakes became commonplace with thousands of dedicated staff
previously earned their income(s) in the trading and investment banking market.
Coinciding with the Bay Street/Wall Street
Bloodbath, early in this 21st Century, the McDonald's Corporation is experiencing its first decline in its stock since 1965 as it loses the business
of children because their parents are choosing to focus on healthier eating
habits amid the growing controversy about child obesity rates.
Add on retailer frustration with the ongoing
expense of frequent buying clubs and customer fatigue with too many
conventional customer loyalty cards and the timing is optimal for clubs or
networks of consumers who are ready and willing to spend their money
differently by buying products and/or services from local entrepreneurs.
The SDI industry is now reviving itself for second
and third stages of growth in this 21st Century as more and more unemployed
people search for opportunity as an SDI entrepreneur. The SDI companies are
likewise evolving to a point where they are now permitting we-the-people to
create and manage our own SDI Portfolios whereby we have monthly earnings from
more than one source.
Indeed, the SDI industry is maturing to foster free
enterprise and economic freedom for everyone. More details about the history,
background and evolution of the SDI industry are posted in this article titled:
“Analysis, Projections, Observations & Proposals ForThe SDI Industry.”
When twinned with the usuryfree community currency
movement, the SDI industry will lead the way in retail/wholesale marketing of
goods and services in this 21st Century. The various usuryfree community
currency networks are leading the way by creating online (or otherwise)
databases of home-based enterprises (SDI enterprises are invited to participate)
and small to medium-sized community businesses.
We-the-people are making a conscious choice to shop
within our own loyal networks thereby fostering mutual support and re-building
local community. Many members of one usuryfree community currency group are
already negotiating informal trades/exchanges with other members from other
groups. It is only a matter of time until there will be online trading with our
own `usuryfree' time currency an integral component of a larger infrastructure.
The big box stores, giant retailers and huge
franchisers are least likely to be open to accepting `usuryfree' time currency
as part of any purchase because it is the business owner who understands the
`power and potential' of creating and spending our own private currency.
Since home-based enterprises and small to
medium-sized community businesses are owned and operated by the
entrepreneur/owner, the concept of bartering/trading will be viewed as an
advantage to mutually support we-the-people. Indeed, we-the ¬people will create
our own reality and our prosperity and abundance will be the real reason to
celebrate our economic freedom and/or otherwise.
What can we do NOW? The best plan, immediately
acted upon NOW, is better than waiting for the perfect plan at a future date.
Since Facebook http://www.facebook.com offers a place for groups or networks to
gather and exchange ideas, let’s use that area to gather the SDI entrepreneurs
– then we can start the online database designed to serve we-the¬-people.
Let's encourage SDI entrepreneurs in our
respective networks to enroll (join) the UsuryFree SDI University. Let’s commit
to actively network the information to other SDI entrepreneurs (prospective,
novice and seasoned) within our respective circles of influence and encourage
them to multiply and duplicate our efforts.
Start compiling your list of ‘offers’ and ‘wants’ and
in the not-too-distant future, we will find websites where we can list them
Together, as a collective unit we can eventually have
our local databases connected – with 100’s or even 1000’s of local chapters in
Canada and beyond our Canadian borders.
In a little while, we can be networked globally and
we can indeed `experience usuryfree heaven or “peace and plenty by 2020.”
NOTE: Readers/visitors are invited to enrol (join) the UsuryFree SDI University.
NOTE: Readers/visitors are invited to enrol (join) the UsuryFree SDI University.
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